Comments on: [Guest Post]: Financial Literacy and Microfinance – New Research

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By: subhransu tripathy

subhransu tripathy — Thu, 27 Aug 2009 11:12:20 +0000

Finncial literacy for poor is more about understnding the need of money in emergency periods and schemes/programmes for financial inclusion, micro-insurance, developing saving habits and venues for saving small amounts and exploitations by money lenders, contractors and large farmers and utilising free socio-economic services, basic banking functions and little about protecting their real money wage in the face of inflation. more dvance can include how to restrain them from demostration effects, introduction of production activities involving credits and sources, purpose and criteria for availing loans (micro).

By: Santhosh

Santhosh — Fri, 07 Nov 2008 14:56:11 +0000

Dear Satish & Dr. Narayan Prasad:

Details of the information and registration information is available in the below link:
http://www.unltdindia.org/conference.html

Please feel free to contact us at info@thinkchangeindia.org if you are having any trouble–

TCI team

By: Sathish

Sathish — Fri, 07 Nov 2008 09:41:34 +0000

I would like to participate in the conference. Please send me the details.

By: Sriniwas Kulkarni

Sriniwas Kulkarni — Tue, 04 Nov 2008 14:56:52 +0000

I inspired by Grameen system of microfinance. I am 44 , facinated by this approach, to support poor families, to improve their livelihood. I shared with the friends, I am able to mobilise worth of Rs.2 lakhs as initial social capital. This is start up MFI .. working in karnataka dharwad. we supported 40 families.. .
It is good experience. I want to expand to cover more such families.. I request friends in this blog.. kindly help and guide how to go about …. my e.mail ID:seedamicrofin@gmail.co.in , cell NO; 9880226745

By: Dr. Narayan Prasad Paudel

Dr. Narayan Prasad Paudel — Tue, 04 Nov 2008 09:08:24 +0000

I am interested to attain the seminar on Social Entrepreneurship in India
along with the gathering of leaders in the social change sector

4TH – 5TH Dec 2008 at Dakshinachitra, near Chennai, India
Dr. Narayan Prasad Paudel

By: Dr. Narayan Prasad Paudel

Dr. Narayan Prasad Paudel — Tue, 04 Nov 2008 08:57:58 +0000

In order to increase the access of poort on microfinance, more diversified small scale loan portfolio through rural banking without collateral can be initiated. Monitoring of financial progress of poor is essential.

By: Aparna

Aparna — Tue, 28 Oct 2008 13:57:21 +0000

You are right – in most cases, what is really needed is ways to protect against these shocks.

My point though was that often in discussions with mfis, I heard that reoccurring expenses that are consistent in their timing and amount (such as school fees) are often thought of as an emergency. These are expenses that theoretically one should be able to plan and save for. However, we see that this is not exactly the case. It is very hard to delineate the exact impact of these shocks vs. lack of planning.